How much to put aside?
Change the amount and the date: the pace follows.
TO PUT ASIDE
€280 a month
or €65 a week
Departure on 15 August 2027
What the trip costs
Count generously, item by item, before setting the amount:
- travel: the flight or the train, and getting to the station or airport;
- accommodation, night by night;
- there: meals, local transport, visits;
- before leaving: passport or visa, insurance, gear;
- a margin of about 10% for the unexpected.
The total becomes your goal’s amount.
Choosing the date
The goal’s date is the day the money must be there, not always the day you leave. A flight is often paid months ahead, accommodation when you book.
If a big expense comes early, bring the goal’s date forward, or make it a goal of its own: the flight first, the stay after.
Keeping the pace
- Put money aside on payday, not at the end of the month: what is left at the end of the month is rarely what was planned.
- Note all progress, even small: 20 € counts, and the route moves on.
- A hard month? Look at where you stand: catch up 60 € next month, or push the departure back a week, it is your call.
An example
€2,800 in 10 months is €280 a month. Halfway there, €1,400 should be put aside: that is when you know whether you are on time.